Pocketsense Blog

Insights, guides, and tips on personal finance.

Latest • April 20, 2026

Debit Card vs Credit Card – Which One Should You Use?

Debit card or credit card — most Indians have both but arent sure which to swipe when. Heres a clear comparison to help you make smarter spending decisions.

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April 20, 2026

Digital Wallets vs UPI: Which Is Better?

Paytm wallet vs PhonePe UPI, Google Pay vs Mobikwik — whats the actual difference between digital wallets and UPI? And which one should you be using?

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April 20, 2026

Hidden Charges in Your Bank Account You Should Know

Banks earn crores from charges that most customers never notice. Heres a guide to the hidden fees quietly draining your bank account — and how to avoid them.

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April 20, 2026

How Auto-Debit and ECS Work

Ever wondered how your EMI gets deducted automatically every month? Heres a plain-language explainer of Auto-Debit, ECS, NACH, and what to do if something goes wrong.

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April 20, 2026

How to Avoid Online Banking Fraud

Online banking fraud is rising rapidly in India. Heres a practical, no-jargon guide to protecting yourself and your hard-earned money.

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April 20, 2026

How to Improve Your CIBIL Score Fast

Whether your CIBIL score took a hit or youre building credit from scratch, here are actionable steps to improve your score — and how quickly you can realistically expect results.

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