Pocketsense Blog

Insights, guides, and tips on personal finance.

April 20, 2026

How UPI Works (and Is It Safe?)

Everything you need to know about Indias Unified Payments Interface — how it works under the hood, and whether its truly safe to use every day.

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April 20, 2026

NEFT vs RTGS vs IMPS – Differences Explained

Confused about which bank transfer method to use? Heres a clear breakdown of NEFT, RTGS, and IMPS — their differences, charges, timing, and when to use each.

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April 20, 2026

Types of Bank Accounts in India Explained

A simple guide to the different types of bank accounts available in India — from savings to current to NRI accounts — and which one is right for you.

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April 20, 2026

What Is a Credit Score and Why It Matters

Your credit score is one of the most important numbers in your financial life. Heres what it is, how its calculated, and why it can make or break your loan application.

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March 28, 2026

50-30-20 Rule Explained for Indian Salaries

A practical breakdown of the 50/30/20 budgeting framework, specifically tailored for Indian working professionals.

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March 28, 2026

How to Build a Monthly Budget That Actually Works

A step-by-step guide to creating a budget that isnt suffocating and actually helps you achieve your financial goals.

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