About Pocketsense
Pocketsense is a free personal finance website built with a single goal: to provide simple, distraction-free financial calculators and practical guides for everyday calculations and questions in India.
Why We Built Pocketsense
Navigating financial decisions—whether calculating monthly loan EMIs, projecting mutual fund SIP compounding, evaluating prepayment strategies, or deciding between the Old and New Income Tax Regimes—is often overwhelming. Many online financial calculators are cluttered with invasive lead-generation pop-ups, slow page speeds, and mandatory sign-ups.
We built Pocketsense to be different. Our tools run lightning-fast, feature clean intuitive interfaces, and focus strictly on delivering clear numerical answers with complete transparency on underlying mathematical formulas.
Privacy First Philosophy
Your financial numbers belong to you. We operate under a strict client-side processing framework. All calculations (such as SIP growth, loan amortization tables, XIRR returns, and tax slab computations) execute directly inside your Web browser using JavaScript.
- We do not collect, store, or transmit your salary, loan balances, or target investment amounts.
- When you export calculations as CSVs or PDFs, the files are generated locally on your device.
- You can plan your investments with 100% peace of mind regarding data privacy.
How Content Is Made (Please Read)
Pocketsense is a personal hobby project run by one person, not a company or an editorial team. Articles and tools are written from general knowledge and publicly available information, and may be drafted with the help of software tools. They are not reviewed or verified by a chartered accountant, tax expert, lawyer or registered financial adviser, and they may contain errors or be out of date.
- Plain language: we try to explain concepts like rupee-cost averaging, reducing-balance EMIs and tax regimes simply, but simplification can leave out details that matter for you.
- Verify everything: always confirm figures with official sources and a qualified professional before acting.
- Corrections welcome: if you spot a mistake, please tell us.
Please read our Disclaimer and Terms of Use before relying on anything here.
Get in Touch
We are continuously improving Pocketsense to reflect updated tax laws, economic changes, and user feature requests. Have feedback, noticed a bug, or want to suggest a new utility? Write to us at contact@pocketsense.in or visit our Contact Page.