Privacy Policy

1. Data Fiduciary / Operator

PocketSense.in is operated as a personal digital project by PocketSense (“we”, “us”, or “our”), operating from Ahmedabad, Gujarat, India. For the purposes of the Indian Digital Personal Data Protection Act, 2023 (DPDP Act), we act as the Data Fiduciary for personal data processed through the Website.

2. Client-Side Calculator Processing (Your Data Stays on Your Device)

• Local In-Browser Processing: Calculations for SIP, SWP, FD, RD, EMI, Compound Interest, and Income Tax regimes are executed locally in your browser memory via client-side code.
• No Server-Side Financial Storage: We do not transmit, log, record, or store the numbers, salaries, loan terms, or investment amounts you enter. Once you close or reload your browser tab, your entries are wiped from your browser memory.
• No Financial Identifiers Collected: PocketSense.in never asks for or stores PAN numbers, Aadhaar details, bank account credentials, credit card details, or passwords. Please never send sensitive identification documents through our contact email.

3. Information We Collect Automatically

Accessing the Website generates standard technical and advertising data:

• Server Execution Logs: IP address, browser type, device type, operating system, referring URL, and timestamp headers necessary to serve web assets and prevent DDoS/malicious traffic.
• Aggregated Analytics: Page visit counts, scroll depth, and interaction metrics (via Google Analytics or privacy-focused analytics) used in aggregate to optimize user experience. We do not transmit financial inputs to analytics systems.
• Advertising Identifiers: Third-party advertising networks (including Google AdSense) may set cookies or read device identifiers to measure, frequency-cap, or personalize advertisements.
• Email Inquiries: Your name, email address, and message text if you contact us via contact@pocketsense.in for corrections or feedback.

4. Cookies and Advertising Networks

• Functional Storage: We use browser localStorage or session cookies solely to preserve UI preferences (such as light/dark mode) and remember cookie consent settings.
• Third-Party Advertising Cookies (Google AdSense): Third-party vendors, including Google, use cookies to serve ads based on your visits to this and other websites across the web.
• Opt-Out: You can manage personalized advertising preferences via Google Ads Settings or opt out of participating ad networks via aboutads.info.

5. Third-Party Service Providers

We do not sell personal data. We share technical data solely with service providers essential to site hosting:

• Hosting & Infrastructure Providers: Web hosting and server providers (such as our web host / cPanel servers) that host the website code, serve web requests, and enforce HTTPS encryption.
• Ad Networks: Google AdSense and its certified advertising technology partners.
• Statutory Compliance: We may disclose technical logs if required by valid court orders or law enforcement agencies under applicable Indian laws.

6. Data Retention and Security

• Calculator Entries: Zero retention (processed in volatile browser memory only).
• Server Logs: Standard web server access and error logs recorded by the hosting server are retained for standard operational and security cycles (typically 7 to 30 days) and rotated or purged according to hosting provider policies.
• Communications: Retained only as long as needed to address your feedback or support inquiry.
• Security: All site traffic is encrypted in transit using HTTPS/TLS.

7. India-Specific Scope & Cross-Border Data

The Website is operated from India and intended strictly for users in India. If you access the Website from abroad, technical web requests may route through cloud edge servers located across international jurisdictions. By using the Website, you acknowledge and consent to this technical transmission.

8. Your Rights & Grievance Mechanism

Under India's DPDP Act, 2023, you have rights regarding your personal information:

• Right to Inquire & Delete: Because we do not run user accounts or save calculator inputs, we hold no user profiles. For communications sent to our email, you may request deletion at any time.
• Grievance Handling:

  Contact: PocketSense

  Email: contact@pocketsense.in

• Response Notice: Communications received via email are handled on a best-effort basis as operational resources permit. We make no guarantee of specific turnaround times or immediate resolutions for unsolicited communications, bug reports, or inquiries.