Pocketsense Blog

Insights, guides, and tips on personal finance.

May 17, 2026

Stock Market Basics for Beginners

New to the stock market? Learn how buying shares works, key terms like NSE, BSE, Nifty 50, market capitalization, and core metrics like P/E ratios.

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May 16, 2026

Mutual Funds vs Fixed Deposits

Should you park your savings in a traditional Bank FD or invest in Mutual Funds? Compare inflation-adjusted returns, taxation rules, and risk profiles in India.

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May 10, 2026

SIP vs Lump Sum Investment – Which Is Better?

Should you invest a fixed monthly amount via SIP or invest all your cash at once in a lump sum? Compare returns, market timing risks, and rupee cost averaging.

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May 9, 2026

Beginner’s Guide to Investing in India

Starting your investment journey in India? Learn the step-by-step roadmap — emergency funds, KYC, Demat accounts, asset classes, and risk profiling.

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May 3, 2026

Buy Now Pay Later (BNPL): Smart or Risky?

Simpl, Amazon Pay Later, Flipkart Pay Later, ZestMoney — BNPL is everywhere in online shopping. Learn how BNPL works, its impact on CIBIL, and hidden interest traps.

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May 2, 2026

Impact of Loans on Your Credit Score

How do personal loans, home loans, and credit cards affect your CIBIL score? Discover how loan applications, credit mix, and payment history shape your rating.

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