Pocketsense Blog
Insights, guides, and tips on personal finance.
June 14, 2026
Term Insurance vs Whole Life Insurance
Pure protection vs endowment investment plans — uncover why mixing insurance with investment is a trap and why pure Term Insurance wins every time.
June 13, 2026
Why Health Insurance Is a Must in India
Medical inflation in India is running at 14%. Learn why personal health insurance is non-negotiable, even if you have employer coverage.
June 7, 2026
Gold Investment: Physical vs Digital vs ETF
Looking to add gold to your investment portfolio? Compare physical jewelry/coins, Digital Gold, Gold ETFs, and Sovereign Gold Bonds (SGB) on costs and taxation.
June 6, 2026
Index Funds vs Actively Managed Funds
Passive index investing vs active fund manager selection — compare expense ratios, alpha generation in Indian markets, historical returns, and fee impact.
May 31, 2026
How to Diversify Your Investment Portfolio
Dont put all your eggs in one basket. Learn asset allocation, sector diversification, and how to avoid over-diversification in Indian mutual funds and stocks.
May 30, 2026
Long-Term vs Short-Term Investing
How should your strategy change based on your time horizon? Compare tax rules, suitable investment vehicles, and volatility management for short vs long term.