Pocketsense Blog
Articles, guides, and tips on personal finance.
June 21, 2026
How Much Insurance Coverage Do You Need?
Stop guessing your insurance limits. Learn exact formulas to calculate your Human Life Value (HLV) for term insurance and health cover in India.
June 20, 2026
Common Insurance Myths Debunked
Think insurance is an investment or young people dont need health coverage? Busting the 5 biggest insurance myths that cost Indian buyers millions.
June 14, 2026
Term Insurance vs Whole Life Insurance
Pure protection vs endowment investment plans — uncover why mixing insurance with investment is a trap and why pure Term Insurance wins every time.
June 13, 2026
Why Health Insurance Is a Must in India
Medical inflation in India is running at 14%. Learn why personal health insurance is non-negotiable, even if you have employer coverage.
June 7, 2026
Gold Investment: Physical vs Digital vs ETF
Looking to add gold to your investment portfolio? Compare physical jewelry/coins, Digital Gold, Gold ETFs, and Sovereign Gold Bonds (SGB) on costs and taxation.
June 6, 2026
Index Funds vs Actively Managed Funds
Passive index investing vs active fund manager selection — compare expense ratios, alpha generation in Indian markets, historical returns, and fee impact.