Pocketsense Blog
Articles, guides, and tips on personal finance.
April 20, 2026
Debit Card vs Credit Card – Which One Should You Use?
Debit card or credit card — most Indians have both but arent sure which to swipe when. Heres a clear comparison to help you make smarter spending decisions.
April 20, 2026
Digital Wallets vs UPI: Which Is Better?
Paytm wallet vs PhonePe UPI, Google Pay vs Mobikwik — whats the actual difference between digital wallets and UPI? And which one should you be using?
April 20, 2026
Hidden Charges in Your Bank Account You Should Know
Banks earn crores from charges that most customers never notice. Heres a guide to the hidden fees quietly draining your bank account — and how to avoid them.
April 20, 2026
How Auto-Debit and ECS Work
Ever wondered how your EMI gets deducted automatically every month? Heres a plain-language explainer of Auto-Debit, ECS, NACH, and what to do if something goes wrong.
April 20, 2026
How to Avoid Online Banking Fraud
Online banking fraud is rising rapidly in India. Heres a practical, no-jargon guide to protecting yourself and your hard-earned money.
April 20, 2026
How to Improve Your CIBIL Score Fast
Whether your CIBIL score took a hit or youre building credit from scratch, here are actionable steps to improve your score — and how quickly you can realistically expect results.