Pocketsense Blog
Articles, guides, and tips on personal finance.
May 10, 2026
SIP vs Lump Sum Investment – Which Is Better?
Should you invest a fixed monthly amount via SIP or invest all your cash at once in a lump sum? Compare returns, market timing risks, and rupee cost averaging.
May 9, 2026
Beginner’s Guide to Investing in India
Starting your investment journey in India? Learn the step-by-step roadmap — emergency funds, KYC, Demat accounts, asset classes, and risk profiling.
May 3, 2026
Buy Now Pay Later (BNPL): Smart or Risky?
Simpl, Amazon Pay Later, Flipkart Pay Later, ZestMoney — BNPL is everywhere in online shopping. Learn how BNPL works, its impact on CIBIL, and hidden interest traps.
May 2, 2026
Impact of Loans on Your Credit Score
How do personal loans, home loans, and credit cards affect your CIBIL score? Discover how loan applications, credit mix, and payment history shape your rating.
April 26, 2026
How Much Loan Can You Afford?
Planning to take a loan? Learn how to calculate your maximum safe borrowing capacity using FOIR, DTI ratios, and the 40% rule to avoid debt stress.
April 25, 2026
Secured vs Unsecured Loans Explained
What is the difference between secured and unsecured loans? Compare collateral requirements, interest rates, approval speed, and risk factors in India.