Pocketsense Blog
Insights, guides, and tips on personal finance.
April 5, 2026
How Interest Rates Work on Loans
Confused by flat rates vs reducing balance rates, or fixed vs floating interest? Here is a complete guide to understanding how banks calculate your EMI and total loan cost.
April 4, 2026
Personal Loan vs Credit Card Loan – Which Is Better?
Need quick funds and caught between a personal loan and a loan against your credit card? Heres a clear breakdown of interest rates, processing fees, and eligibility.
March 28, 2026
50-30-20 Rule Explained for Indian Salaries
A practical breakdown of the 50/30/20 budgeting framework, specifically tailored for Indian working professionals.
March 28, 2026
How to Build a Monthly Budget That Actually Works
A step-by-step guide to creating a budget that isnt suffocating and actually helps you achieve your financial goals.
March 28, 2026
Common Money Mistakes Young Professionals Make
Avoid these easy-to-make financial blunders that can set your net worth backward in your early career.
March 28, 2026
Emergency Fund: How Much Do You Really Need?
Protect yourself from unexpected financial disasters by building a robust emergency fund. Here is how to figure out your exact number.